New Hampshire life insurance disclosure

(Rules of the Insurance Commissioner Part 312)

Any of the following actions related to your life insurance policy may have significant future financial, tax or other implications:

1. Surrender of the policy
2. Lapse of the policy
3. Failure to pay premium
4. Application of the equity of the policy toward payment of premium
5. Application of accumulated dividends toward payment of premium
6. Financing premium payments
7. Sale of the policy
8. Assignment of the policy or any right under the policy

Before you act, you need to consider all options carefully and seek advice from a licensed financial advisor, attorney or other professional who can explain all available options and consequences. If you have questions about this notice or your policy, please contact us.